[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bretong.cz\/co-si-tak-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.bretong.cz\/co-si-tak-pujcit\/","headline":"Co si tak p\u016fj\u010dit?","name":"Co si tak p\u016fj\u010dit?","description":"Soukrom\u00ed podnikatel\u00e9 jsou tak\u00e9 jenom lid\u00e9, a proto i tito pot\u0159ebuj\u00ed pen\u00edze, za kter\u00e9 by dok\u00e1zali v\u00e9st norm\u00e1ln\u00ed \u017eivot. Ale nejen to. Nav\u00edc jsou jim zapot\u0159eb\u00ed i finan\u010dn\u00ed prost\u0159edky, jimi\u017e by financovali chod sv\u00e9 firmy. Soukrom\u00e9 podnik\u00e1n\u00ed toti\u017e sice jak zn\u00e1mo vyn\u00e1\u0161\u00ed nebo aspo\u0148 m\u00e1 vyn\u00e1\u0161et, ale jsou i obdob\u00ed, v nich\u017e se neda\u0159\u00ed a...","datePublished":"2020-10-24","dateModified":"2020-10-24","author":{"@type":"Person","@id":"https:\/\/www.bretong.cz\/author\/#Person","name":"","url":"https:\/\/www.bretong.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bretong.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bretong.cz\/wp-content\/uploads\/eura%20mince_10_6.jpg","url":"https:\/\/www.bretong.cz\/wp-content\/uploads\/eura%20mince_10_6.jpg","height":0,"width":0},"url":"https:\/\/www.bretong.cz\/co-si-tak-pujcit\/","about":["Ekonomika"],"wordCount":411,"articleBody":"   Soukrom\u00ed podnikatel\u00e9 jsou tak\u00e9 jenom lid\u00e9, a proto i tito pot\u0159ebuj\u00ed pen\u00edze, za kter\u00e9 by dok\u00e1zali v\u00e9st norm\u00e1ln\u00ed \u017eivot. Ale nejen to. Nav\u00edc jsou jim zapot\u0159eb\u00ed i finan\u010dn\u00ed prost\u0159edky, jimi\u017e by financovali chod sv\u00e9 firmy. Soukrom\u00e9 podnik\u00e1n\u00ed toti\u017e sice jak zn\u00e1mo vyn\u00e1\u0161\u00ed nebo aspo\u0148 m\u00e1 vyn\u00e1\u0161et, ale jsou i obdob\u00ed, v nich\u017e se neda\u0159\u00ed a je\u017e je nezbytn\u00e9 n\u011bjak\u00fdm zp\u016fsobem p\u0159eklenout.A co kdy\u017e jm\u011bn\u00ed, kter\u00e9 takov\u00fd podnikatel m\u00e1, nesta\u010d\u00ed? Co kdy\u017e se doty\u010dn\u00fd soukromn\u00edk pot\u00fdk\u00e1 s finan\u010dn\u00edmi t\u011b\u017ekostmi, je\u017e mohou b\u00fdt nejednou i zcela nad jeho s\u00edly?Je-li tomu tak, neobejde se to nejednou bez finan\u010dn\u00ed pomoci od n\u011bkoho jin\u00e9ho. A t\u00edm n\u011bk\u00fdm jin\u00fdm m\u00e1m pochopiteln\u011b na mysli finan\u010dn\u00ed instituce. Proto\u017ee se jenom t\u011b\u017eko nalezne n\u011bkdo jin\u00fd, n\u011bjak\u00e1 fyzick\u00e1 osoba, je\u017e by m\u011bla na to, aby sama zafinancovala celou soukromou firmu.M\u011blo by b\u00fdt mo\u017en\u00e9, aby si takov\u00fd podnikatel za\u0161el dejme tomu do banky a tam si n\u011bjak\u00e9 ty finan\u010dn\u00ed prost\u0159edky p\u016fj\u010dil. M\u011blo by tomu tak b\u00fdt, ale nejednou je v\u0161echno jinak. Doty\u010dn\u00fd podnikatel v nesn\u00e1z\u00edch si sice do zvolen\u00e9 finan\u010dn\u00ed instituce zajde, ale pomoci se \u010dastokr\u00e1t nedo\u010dk\u00e1. Kdy\u017e je tu toti\u017e shled\u00e1no, \u017ee nen\u00ed dostate\u010dn\u011b bonitn\u00ed, m\u00e1 zkr\u00e1tka sm\u016flu a jeho \u017e\u00e1dost je zam\u00edtnuta bez mo\u017enosti odvol\u00e1n\u00ed se.A v takov\u00e9 chv\u00edli se dost\u00e1v\u00e1 na nebankovn\u00ed nab\u00eddky. V takov\u00e9 chv\u00edli je tu t\u0159eba hypot\u00e9ka bez p\u0159\u00edjmu, je\u017e se vyzna\u010duje t\u00edm, \u017ee je daleko sn\u00e1ze dostupn\u00e1 ne\u017e jin\u00e9 p\u016fj\u010dky. \u017dadatel se za ni toti\u017e zaru\u010duje z\u00e1stavou nemovitosti, a t\u00edm p\u00e1dem nen\u00ed t\u0159eba po n\u011bm po\u017eadovat n\u011bco mimo\u0159\u00e1dn\u00e9ho, co se jeho p\u0159\u00edjm\u016f, da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed, registr\u016f dlu\u017en\u00edk\u016f a dal\u0161\u00edch z\u00e1le\u017eitost\u00ed t\u00fdk\u00e1.Podnikatel tak t\u00edmto zp\u016fsobem z\u00edsk\u00e1 pen\u00edze, je\u017e m\u016f\u017ee vyu\u017e\u00edt pr\u00e1v\u011b k tomu, aby jeho \u017eivobyt\u00ed nezkrachovalo. A takov\u00e9 p\u016fj\u010den\u00e9 pen\u00edze pak m\u016f\u017ee vracet za velice v\u00fdhodn\u00fdch podm\u00ednek. Co\u017e je d\u016fvod, pro\u010d p\u0159ijde podobn\u00e1 nebankovn\u00ed hypot\u00e9ka nejednou vhod.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co si tak p\u016fj\u010dit?","item":"https:\/\/www.bretong.cz\/co-si-tak-pujcit\/#breadcrumbitem"}]}]